Federal Direct Loan Agreement (MPN)

Federal Direct Loan Agreement (MPN)


The Federal Direct Student Loan is a guaranteed student loan (in the student's name).  In order to obtain the Federal Direct Loan, all first-time borrowers must complete the Federal Direct Loan Agreement/Master Promissory Note (MPN).  This note is valid for a period of 10 years. The MPN must be completed by the student (not the parents). 

It is Federal Regulation that Entrance Counseling and the MPN must be completed so that the student understands the terms of their loan and repayment. Until these steps are completed, you will not receive any Federal Direct Loans.